Everything You Wanted to Know About Health Insurance but Were Afraid to Ask
Health insurance is one of those things that everyone knows they should understand, but very few actually feel confident about. There are just so many terms — premiums, deductibles, copays, coinsurance — each bringing its own rules and costs. To make it easier, let’s break down what each term means, how it applies to your policy, and why it matters when you go to the doctor or get a prescription filled. By the end, you’ll be much clearer on what you’re paying for and how to use your insurance to best meet your needs.